Are you interested in refinancing your home?

Version: march 2020

The current market shows a historically low rate right now and is the perfect time to take advantage of these rates!

As many are interested in this process, there are some trending questions that I have been getting from my current clients!

-Is this a good time? Yes! Absolutely. If you had a higher interest rate than the current market, it’s a good time to chat! Whether you want to take some equity of your home to pay down any debts or do some renovation on your home or just to lower your rate to save in interest. Now is a good time for this!

-Closing Costs? The closing cost has normal fees! Which includes, your settlement charges and our origination charges. It costs roughly around $3-4k + your escrows. Also, if you’re looking to save on a “no closing cost” we can talk about this options as well.

-Can you pay off your loan early? Yes, we do recommend that if you’re not keeping your house more than 3 years, the refinance charges may not be worth it for you. We do recommend you keep your loan for at least 6 months. Please reach out to me if you have more questions on this!

-Are there any pre-payment penalties? No, there are no penalties.

I would love to get started! where do i start?

If you are interested in finding out if this is a good time to refinance your home or take out cash towards your equity of your house, these are the things that will help me smooth out this process to get to you at a timely manner!

-Please send me a copy of your current mortgage statement. (this way, I have an idea of your current rate, your escrow payments tied into your mortgage payment, and also the value of your house)

-Please include your name and your phone number in the email

-Please include what mortgage type you are looking for (30,20,15,10yr fixed, ARM product, Cash-out.. etc)

-Also, please fill out your loan application!